With a $0 premium policy, there is no monthly payment required. Zero-cost plans are provided to you through one of our trusted private insurance company partners.

To maintain affordable rates, the federal government collaborates with private insurance companies and compensates them with a fixed fee. These insurers then establish agreements with local hospitals or providers, enhancing affordability for you.

Your plan serves as an alternative to traditional Medicare coverage, encompassing Part A for hospital insurance, Part B for medical insurance, and Part D for prescription drug coverage.

Depending on your eligibility and availability in your state, your plan may include additional benefits such as hearing, vision, dental care, and other wellness programs that traditional Medicare does not cover.

80% of our customers pay $0 in premiums, while four out of five applicants qualify for a no-cost policy. Eligibility is determined by factors including age, income, and location, all assessed through your application. If you don't qualify for a zero-premium policy, we'll help you find the most suitable option at an affordable rate.

Routine and emergency dental care are typically included in the majority of policies. If not included, it can usually be added as an extra.

You can still qualify regardless of any pre-existing conditions.

Accessing medical care often involves out-of-pocket expenses such as deductibles, coinsurance, and copays. These are the portions you are responsible for paying when you receive medical services. Your policy documents will clearly detail these costs, and your insurance provider will be available to answer any questions you may have.